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If you're going to use a small-cap index like the Russell 2000, you might wish to stop briefly and consider why a good index fund company, like Lead, doesn't have any funds that follow it. The reason is due to the fact that it's a poor index.
I haven't even addressed the straw male right here yet, and that is the fact that it is fairly rare that you really have to pay either taxes or significant commissions to rebalance anyhow. Most smart investors rebalance as much as feasible in their tax-protected accounts.
And of program, no one needs to be getting packed shared funds, ever before. It's actually as well poor that IULs do not work.
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